Banks. Money. Razors.
2 Sep 2004 07:00 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
kangeikoDon't bother reading. Real Life.
I hate banks. I hate all banks, without exception, without reservation. Banks have made my life a misery.
My student account was at bank of Scotland who, at my graduation, told me that not only would they not give me a graduate loan, but that they don't have a graduate account. Look elsewhere, they said.
HSBC (London) told me that as I wasn't a medical or law student, I didn't have a hope in hell of getting a loan.
NatWest told me that they'd give me a loan, ran a credit check, got everything approved - and then told me that, because I wasn't a medical or law student, they couldn't give me a loan. They had to run another credit check to upgrade my account to a graduate account before they found this out.
Royal Bank of Scotland are taking ten years to think about my loan. They also opened up a graduate account for me and ran a credit check (or three).
Going back to HSBC, by this point I'd had dealings with ten million banks. Unsurprisingly, even though they revised their opinion and told me I could have a loan, I could no longer pass their credit check due to the stupid number of checks that had been run in the last two weeks.
Tomorrow, I need to talk to Abbey.
And then I'm going to go and kill myself.
ETA: It turns out that my credit rating is actually higher than that of most people. Much higher, in fact.
Okay, now I'm just confused.
I hate banks. I hate all banks, without exception, without reservation. Banks have made my life a misery.
My student account was at bank of Scotland who, at my graduation, told me that not only would they not give me a graduate loan, but that they don't have a graduate account. Look elsewhere, they said.
HSBC (London) told me that as I wasn't a medical or law student, I didn't have a hope in hell of getting a loan.
NatWest told me that they'd give me a loan, ran a credit check, got everything approved - and then told me that, because I wasn't a medical or law student, they couldn't give me a loan. They had to run another credit check to upgrade my account to a graduate account before they found this out.
Royal Bank of Scotland are taking ten years to think about my loan. They also opened up a graduate account for me and ran a credit check (or three).
Going back to HSBC, by this point I'd had dealings with ten million banks. Unsurprisingly, even though they revised their opinion and told me I could have a loan, I could no longer pass their credit check due to the stupid number of checks that had been run in the last two weeks.
Tomorrow, I need to talk to Abbey.
And then I'm going to go and kill myself.
ETA: It turns out that my credit rating is actually higher than that of most people. Much higher, in fact.
Okay, now I'm just confused.
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we'll all go together when we go
Date: 2004-09-02 12:31 pm (UTC)I am actually the platonic form of anger right now and could really use an escape valve. But the blond is not here. And he gets excited when angry women throw things at him.
Re: we'll all go together when we go
Date: 2004-09-02 01:20 pm (UTC)Surely that's a good thing.
It'll all be good. Ice cream. Chocolate. Chips.
*breathes through nose*